The Wave Makers

Blake Howington (Opulent Pathways), Damian Delgado (Damien Capitol Corp), & Rising Tides Team (Justine, Seek, Kerupi) - proven credit experts who've helped thousands transform their financial lives.

100% legitimate! We provide education on credit processes and legal frameworks. Not legal advice - always consult attorneys for legal matters. Based on established consumer protection laws.

Most members see improvements in 30-90 days following our systems. Some see changes in 30 days, complex situations may take 6-12 months. Results vary by individual situation and consistency.

No! We serve all credit levels from 300-850. Whether building from scratch, recovering from bankruptcy, or optimizing good credit, we have strategies for your situation.

Free tier: daily education and community. Paid tiers: comprehensive courses, advanced strategies, coaching, templates, direct founder access. Each tier builds on the previous.